Privacy and Cookies

Calculator inputs stay in your browser

Loan inputs are used by JavaScript in the page to calculate results. The calculator does not submit them to a server, place them in a URL, or store them in cookies or browser storage. Closing or reloading the page resets the form. A schedule download is created locally in the browser from the current calculated rows.

Site requests and tracking

The site loads its own HTML, styles, scripts, icons, and reference data. It has no analytics script, advertising script, tracking pixel, or external font in this version. Loading a website involves requests to its server. Hosting infrastructure may maintain ordinary request logs; this static site does not configure their retention or use those logs to build profiles.

Third-party advertising

Empty spaces are reserved for future advertising. Third-party ads (Adsterra), if added, may set cookies or use other identifiers. Their behavior would depend on the advertising code installed at that time. No Adsterra code is loaded in this staged version. Review this page again if advertising is enabled. The Adsterra privacy policy describes its use of cookies.

Links and downloads

Source links lead to official government or Federal Reserve websites. Opening a source takes you to that provider, whose privacy practices apply there. The CSV download contains the modeled repayment schedule. Keep or delete your local download according to your own needs.

Choices

You can use browser settings to control cookies and clear browsing data. You can also enter a scenario that does not describe an actual account. The tools do not request an account number, name, email address, or other identifying details.